Archive for July, 2008
What Is EFT
July 4th, 2008 | 
Author: EFT (electronic funds transfer) refers to monetary transfers between different accounts via electrical signals and secured codes. These electric payments are a fairly new means of money transfer, and can be used to pay taxes, make personal, and company payments. Electronic funds transfer systems, include a large number of financial transaction systems. These include fund transfers amongst major banks and transfers among the Federal Reserve Banks through their private network. They are commonly termed as Fed Wire transfers. Other financial institutions are also encouraging the use of EFT. ACH-Debit and Credit departments honor the use of EFT.
EFT permits ISA+ payees to authorize direct premium payments from their bank accounts. This is feasible for the government as well as account holders. It is a time saving system, and charges to clear EFT payments are lower than check clearance costs. They reduce the requirement of writing checks and bank processing charges, ease record keeping and eliminate postage fees. EFT is dependent upon an intricate system of mini and microcomputers that form an efficient network of automatic banking transactions. They work continuously to enable and update transaction history promptly.
The Law of Electronic Fund Transfer Systems regulates EFT trends, technical improvements and progress. It provides guidelines, provisions and clauses for electronic fund transfer payments and clearances. They provide an outline and explanation of legal rights related to duties and liabilities of financial institutions dealing with EFT. It is obligatory for corporations and people to provide EFT payment instructions to concerned financial institutions before a transaction is started. Only when EFT payment instructions are transmitted, financial bodies continue to pay employees and other monetary transactions. EFT will only succeed if a recipient?s bank has the ability to receive electronic payments. This Information has to be verified before a transaction is initiated. Prior to making EFT payments, customers need to register with the Department of Revenue.
EFT provides detailed information on EFT, EFT POS, Fiserv EFT, Pulse EFT and more. EFT is affiliated with Electronic Payment Processing.
Technorati Tags: EFT, Emotional Freedom Technique, Energy Healing, Energy Psychology
Posted in 
Hypnosis – Levels of Consciousness
The levels of consciousness range from being fully alert to being deeply asleep. They are mainly distinguished from each other by their brain wave frequency. It is also important to note that there are no rigid boundaries separating them. Instead, the levels blend into each other, as is described below:
Level State of mind and body
Beta Full Consciousness (13-25 Cycles per second)
Alpha Twilight period between being asleep & being awake Hypnosis & Meditation (8-12 Cycles per second)
Theta Deep hypnosis & Meditation (4-7 Cycles per second)
Delta Full Sleep (0.5-3 Cycles per second)
Beta is the state of total consciousness-the normal state. Alpha and Theta fall into the category of altered states of conscious ness.
These are the states when behavior modifications are most likely to take place. Suggestions given in these states go directly into the subconscious mind without any interference from the analyti cal conscious mind. The subconscious has no power of reasoning and will accept the suggestions as they are, and will act upon them.
So, where does Hypnosis fit in all this?
Hypnosis is one of the most effective tools to induce an altered state of consciousness. Suggestions can also be effective under normal consciousness (Beta level) but research has shown that they are over a hundred times more helpful under an altered state.
What are the other benefits of Hypnosis?
Almost 80% of physical and psychological problems are stress related. And, since relaxation forms the core of all hypnotic procedures, it enables us to exclude anxiety and tension from our normal thought cycles.
How does hypnosis compare with meditation & yoga?
All these processes involve physical relaxation and a narrowing of consciousness. In the case of Hypnosis, it is task or goal oriented, as we are mentally working on something (our desired goal). In meditation and yoga, on the other hand, consciousness is free-floating and it may lead to a greater sense of expanded awareness. Many mediators use hypnosis and one can slip from one state to another quite easily.
About The Author
Pradeep Aggarwal is a renowned Hypnosis & NLP guru with career spanning two and half decades working, teaching around the world. Visit http://www.hypnosisglobal.com for FREE 6 Part Mini Course on Self Hypnosis and Personal Transformation.
Technorati Tags: Hypnosis, Hypnotherapy, Hypnotism, 5 PATH Hypnotherapy, Hypnotherapist, Hypnotist